Special Perils Cover:
This policy can be extended to cover damages due to floods, windstorms, typhoons, volcanic eruptions, earthquakes and landslides or subsidence
- Additional premium of 0.5% of vehicle sum insured

Passenger Liability Cover:
This protects the owner(s) from any lawsuits by passengers due to accidents caused by the driver. (This is compulsory for vehicles entering Singapore)
- Additional premium of 25% of Third Party Premium (with RM10 per extra seats exceeding 5)

Legal Liability of Passenger Cover:
This covers any act(s) of negligence by a passenger that may create a lawsuit against you (the LEXUS owner)
- Additional premium incurred: RM7.50

Strike, Riot and Civil Commotion:
- Additional premium of 0.3% of vehicle's insured sum

Windscreen Damage Cover:
Extends to cover breakage of windscreen glass
- Additional premium of 15% of windscreen sum insured

Non-Standard Accessories Cover:
- Additional premium of 15% of non-standard accessories sum insured